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	<title>Comments on: Let&#8217;s talk thrifty</title>
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	<link>http://punkassblog.com/2008/07/20/lets-talk-thrifty/</link>
	<description></description>
	<pubDate>Tue, 02 Dec 2008 11:38:49 +0000</pubDate>
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		<title>By: Chris</title>
		<link>http://punkassblog.com/2008/07/20/lets-talk-thrifty/#comment-71557</link>
		<dc:creator>Chris</dc:creator>
		<pubDate>Sat, 26 Jul 2008 17:19:18 +0000</pubDate>
		<guid isPermaLink="false">http://punkassblog.com/2008/07/20/lets-talk-thrifty/#comment-71557</guid>
		<description>My husband and I are both in school: grad school for me and Bachelors for him, plus we're expecting a baby in about 6 months (and all I wanted was a backrub!), so you can only imagine how strapped for cash we are right now. We're basically holding off on purchasing anything that we THINK we need and are making do with what we have. For example, we're both hanging on to our ancient cell phones (no home phone), and we're making do with our 17" TV (although I practically go blind trying to watch it).

As far as utilities, we turn off all of the lights unless we're specifically using them (my husband has even been known to use candles to read by), and we unplug pretty much all of our appliances, lamps, etc. until we need them because even when your TV or toaster is off, it is still using power if its plugged in. Our apartment has a fireplace, so we're stocking up on free firewood this summer so that we can have some free heat in the winter. We also don't use the heat and/or AC unless we really, really need it, and even then we shut the vents in the rooms we're not using at the time.

For groceries, we try to buy bulk staples as cheaply as possible. Since we're so busy during the week, we usually cook big batches on the weekend and take the leftovers for lunch the following week. Some really cheap staples include rice (seriously, what CAN'T you do with rice?), soups like chili or vegetable, dried beans (good for burritos, soup, and with rice), off-brand frozen or canned veggies, and sometimes chicken (look for sales). We hardly ever drink soda or juice, although coffee is a must in our house.

This year we're not going to buy a campus parking pass and we'll ride the local bus instead. It  is free for college students. See if there is a similar program in your town. This way we save on gas, car repairs, and the price of the pass. Also, instead of renting movies we check them out from the local library or campus library. And since we still have our old-school VCR, plus a DVD player, we have a wide variety to choose from. Lately I've really been wanting to see Bill and Ted's Excellent Adventure again.

These are just a few of the things we're doing to try to cut back costs. Thing is, we still need to cut back more with the baby coming. So if anyone has more ideas, that would be great.</description>
		<content:encoded><![CDATA[<p>My husband and I are both in school: grad school for me and Bachelors for him, plus we&#8217;re expecting a baby in about 6 months (and all I wanted was a backrub!), so you can only imagine how strapped for cash we are right now. We&#8217;re basically holding off on purchasing anything that we THINK we need and are making do with what we have. For example, we&#8217;re both hanging on to our ancient cell phones (no home phone), and we&#8217;re making do with our 17&#8243; TV (although I practically go blind trying to watch it).</p>
<p>As far as utilities, we turn off all of the lights unless we&#8217;re specifically using them (my husband has even been known to use candles to read by), and we unplug pretty much all of our appliances, lamps, etc. until we need them because even when your TV or toaster is off, it is still using power if its plugged in. Our apartment has a fireplace, so we&#8217;re stocking up on free firewood this summer so that we can have some free heat in the winter. We also don&#8217;t use the heat and/or AC unless we really, really need it, and even then we shut the vents in the rooms we&#8217;re not using at the time.</p>
<p>For groceries, we try to buy bulk staples as cheaply as possible. Since we&#8217;re so busy during the week, we usually cook big batches on the weekend and take the leftovers for lunch the following week. Some really cheap staples include rice (seriously, what CAN&#8217;T you do with rice?), soups like chili or vegetable, dried beans (good for burritos, soup, and with rice), off-brand frozen or canned veggies, and sometimes chicken (look for sales). We hardly ever drink soda or juice, although coffee is a must in our house.</p>
<p>This year we&#8217;re not going to buy a campus parking pass and we&#8217;ll ride the local bus instead. It  is free for college students. See if there is a similar program in your town. This way we save on gas, car repairs, and the price of the pass. Also, instead of renting movies we check them out from the local library or campus library. And since we still have our old-school VCR, plus a DVD player, we have a wide variety to choose from. Lately I&#8217;ve really been wanting to see Bill and Ted&#8217;s Excellent Adventure again.</p>
<p>These are just a few of the things we&#8217;re doing to try to cut back costs. Thing is, we still need to cut back more with the baby coming. So if anyone has more ideas, that would be great.</p>
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		<title>By: Kyso Kisaen</title>
		<link>http://punkassblog.com/2008/07/20/lets-talk-thrifty/#comment-71400</link>
		<dc:creator>Kyso Kisaen</dc:creator>
		<pubDate>Fri, 25 Jul 2008 00:44:39 +0000</pubDate>
		<guid isPermaLink="false">http://punkassblog.com/2008/07/20/lets-talk-thrifty/#comment-71400</guid>
		<description>I found I cared more about what I wore as I got more into grad school.  Of course, in undergrad I was wearing my boyfriend's cast-offs with the hole in the crotch, so caring about what I wear means so far everything I wear is mended properly and has no visible stains.</description>
		<content:encoded><![CDATA[<p>I found I cared more about what I wore as I got more into grad school.  Of course, in undergrad I was wearing my boyfriend&#8217;s cast-offs with the hole in the crotch, so caring about what I wear means so far everything I wear is mended properly and has no visible stains.</p>
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		<title>By: syfr</title>
		<link>http://punkassblog.com/2008/07/20/lets-talk-thrifty/#comment-71392</link>
		<dc:creator>syfr</dc:creator>
		<pubDate>Thu, 24 Jul 2008 20:47:08 +0000</pubDate>
		<guid isPermaLink="false">http://punkassblog.com/2008/07/20/lets-talk-thrifty/#comment-71392</guid>
		<description>Estate sales = furniture and kitchen stuff, used but decent, and cheap

For books: the library and  www.bookmooch.com

thrift stores for clothing, because I am a grad student and I don't really care what I wear</description>
		<content:encoded><![CDATA[<p>Estate sales = furniture and kitchen stuff, used but decent, and cheap</p>
<p>For books: the library and  <a href="http://www.bookmooch.com" rel="nofollow">http://www.bookmooch.com</a></p>
<p>thrift stores for clothing, because I am a grad student and I don&#8217;t really care what I wear</p>
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		<title>By: inge</title>
		<link>http://punkassblog.com/2008/07/20/lets-talk-thrifty/#comment-71360</link>
		<dc:creator>inge</dc:creator>
		<pubDate>Thu, 24 Jul 2008 11:32:42 +0000</pubDate>
		<guid isPermaLink="false">http://punkassblog.com/2008/07/20/lets-talk-thrifty/#comment-71360</guid>
		<description>delurking: 

&lt;i&gt;How do you punkasses save money?&lt;/i&gt;

By not buying stuff. Buy only as much as you need. Don't buy in bulk unless you know from experience you will need it in bulk. Don't habitually hunt for bargains, it will only make you buy things you'd never even considered buying before, because they are "bargains". The time for bargain hunting is &lt;i&gt;after&lt;/i&gt; you decide to buy something and after you allocate the money. Learn to fix things. Don't buy expensive stuff because it helps you fix things.  Don't eat out: pack lunch. Don't go shopping when you're hungry or unhappy. 

Saving energy: Don't set the water heater higher than you need, except for once every two or three months to clean it. If it isn't isolated well, isolate it. If you have a seperate water heater for the sink and for the shower, maybe you can switch off the one for the sink. Consider drying the wash on clotheslines, if possible. 

Cleaning: Citric acid is more effective than vinegar in removing calcium. Don't use acids on marble surfaces, test it before you use it on natural stone. 

Keep track of where the money goes. If you try to deny yourself something you love, you'll be surprised how expensive all those "only once, and only the cheap one" get. Allow for luxuries in your budget. Know your fixed costs. Don't get into debt. Always do the math before committing money to save money: Your subconsciousness might be trying to trick you into buying something shiny. 

Congrats to setting out to live alone -- for me, it was the best I ever did!</description>
		<content:encoded><![CDATA[<p>delurking: </p>
<p><i>How do you punkasses save money?</i></p>
<p>By not buying stuff. Buy only as much as you need. Don&#8217;t buy in bulk unless you know from experience you will need it in bulk. Don&#8217;t habitually hunt for bargains, it will only make you buy things you&#8217;d never even considered buying before, because they are &#8220;bargains&#8221;. The time for bargain hunting is <i>after</i> you decide to buy something and after you allocate the money. Learn to fix things. Don&#8217;t buy expensive stuff because it helps you fix things.  Don&#8217;t eat out: pack lunch. Don&#8217;t go shopping when you&#8217;re hungry or unhappy. </p>
<p>Saving energy: Don&#8217;t set the water heater higher than you need, except for once every two or three months to clean it. If it isn&#8217;t isolated well, isolate it. If you have a seperate water heater for the sink and for the shower, maybe you can switch off the one for the sink. Consider drying the wash on clotheslines, if possible. </p>
<p>Cleaning: Citric acid is more effective than vinegar in removing calcium. Don&#8217;t use acids on marble surfaces, test it before you use it on natural stone. </p>
<p>Keep track of where the money goes. If you try to deny yourself something you love, you&#8217;ll be surprised how expensive all those &#8220;only once, and only the cheap one&#8221; get. Allow for luxuries in your budget. Know your fixed costs. Don&#8217;t get into debt. Always do the math before committing money to save money: Your subconsciousness might be trying to trick you into buying something shiny. </p>
<p>Congrats to setting out to live alone &#8212; for me, it was the best I ever did!</p>
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		<title>By: Absotively</title>
		<link>http://punkassblog.com/2008/07/20/lets-talk-thrifty/#comment-71209</link>
		<dc:creator>Absotively</dc:creator>
		<pubDate>Tue, 22 Jul 2008 02:29:05 +0000</pubDate>
		<guid isPermaLink="false">http://punkassblog.com/2008/07/20/lets-talk-thrifty/#comment-71209</guid>
		<description>I have a window cleaning cloth (it's sort of like a shammy) that cleans windows with just water.  It works really well.</description>
		<content:encoded><![CDATA[<p>I have a window cleaning cloth (it&#8217;s sort of like a shammy) that cleans windows with just water.  It works really well.</p>
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		<title>By: jay eyen</title>
		<link>http://punkassblog.com/2008/07/20/lets-talk-thrifty/#comment-71147</link>
		<dc:creator>jay eyen</dc:creator>
		<pubDate>Mon, 21 Jul 2008 13:13:14 +0000</pubDate>
		<guid isPermaLink="false">http://punkassblog.com/2008/07/20/lets-talk-thrifty/#comment-71147</guid>
		<description>Vinegar will also work wonderfully as a glass cleaner.</description>
		<content:encoded><![CDATA[<p>Vinegar will also work wonderfully as a glass cleaner.</p>
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		<title>By: Lisa Kansas</title>
		<link>http://punkassblog.com/2008/07/20/lets-talk-thrifty/#comment-71113</link>
		<dc:creator>Lisa Kansas</dc:creator>
		<pubDate>Mon, 21 Jul 2008 04:50:05 +0000</pubDate>
		<guid isPermaLink="false">http://punkassblog.com/2008/07/20/lets-talk-thrifty/#comment-71113</guid>
		<description>I'm completely useless.  I pay other people to clean my house.</description>
		<content:encoded><![CDATA[<p>I&#8217;m completely useless.  I pay other people to clean my house.</p>
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		<title>By: MH</title>
		<link>http://punkassblog.com/2008/07/20/lets-talk-thrifty/#comment-71098</link>
		<dc:creator>MH</dc:creator>
		<pubDate>Mon, 21 Jul 2008 00:26:04 +0000</pubDate>
		<guid isPermaLink="false">http://punkassblog.com/2008/07/20/lets-talk-thrifty/#comment-71098</guid>
		<description>http://www.getrichslowly.org/blog/

Get Rich Slowly has a lot of thrifty-minded info on a variety of topics (finances, food/gardening, home repair &#38; maintenance, etc.)

The 'frugality' tag is probably the closest to what you're talking about here, though:

http://www.getrichslowly.org/blog/category/frugality/</description>
		<content:encoded><![CDATA[<p><a href="http://www.getrichslowly.org/blog/" rel="nofollow">http://www.getrichslowly.org/blog/</a></p>
<p>Get Rich Slowly has a lot of thrifty-minded info on a variety of topics (finances, food/gardening, home repair &amp; maintenance, etc.)</p>
<p>The &#8216;frugality&#8217; tag is probably the closest to what you&#8217;re talking about here, though:</p>
<p><a href="http://www.getrichslowly.org/blog/category/frugality/" rel="nofollow">http://www.getrichslowly.org/blog/category/frugality/</a></p>
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		<title>By: Antigone</title>
		<link>http://punkassblog.com/2008/07/20/lets-talk-thrifty/#comment-71089</link>
		<dc:creator>Antigone</dc:creator>
		<pubDate>Sun, 20 Jul 2008 21:54:21 +0000</pubDate>
		<guid isPermaLink="false">http://punkassblog.com/2008/07/20/lets-talk-thrifty/#comment-71089</guid>
		<description>I have to say, my biggest way to save money may not be workable for many people.  I do not buy internet- I instead get all I need while I'm at work or school.  By the same token, I don't get cable- Netflix is a million times cheaper for me and better suits my needs.  And beyond that, entertainment is a non-issue for me- there are no plays to watch or concerts to hear around here.</description>
		<content:encoded><![CDATA[<p>I have to say, my biggest way to save money may not be workable for many people.  I do not buy internet- I instead get all I need while I&#8217;m at work or school.  By the same token, I don&#8217;t get cable- Netflix is a million times cheaper for me and better suits my needs.  And beyond that, entertainment is a non-issue for me- there are no plays to watch or concerts to hear around here.</p>
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		<title>By: Thene</title>
		<link>http://punkassblog.com/2008/07/20/lets-talk-thrifty/#comment-71085</link>
		<dc:creator>Thene</dc:creator>
		<pubDate>Sun, 20 Jul 2008 21:42:38 +0000</pubDate>
		<guid isPermaLink="false">http://punkassblog.com/2008/07/20/lets-talk-thrifty/#comment-71085</guid>
		<description>My biggest rule for saving money is to avoid buying food and (especially) drinks on the go as much as possible.  Making lunches at home, keeping a water bottle and topping it up from the tap, and buying snacks in bulk then taking them out with you, keeps you from casually burning money as you're out and about for the day.  When I was at college I simply didn't drink anything except tapwater and the hot drinks I made at home - instant coffee and green tea.  I see how much money some folk spend on drinking canned whatsits, and, FAIL.</description>
		<content:encoded><![CDATA[<p>My biggest rule for saving money is to avoid buying food and (especially) drinks on the go as much as possible.  Making lunches at home, keeping a water bottle and topping it up from the tap, and buying snacks in bulk then taking them out with you, keeps you from casually burning money as you&#8217;re out and about for the day.  When I was at college I simply didn&#8217;t drink anything except tapwater and the hot drinks I made at home - instant coffee and green tea.  I see how much money some folk spend on drinking canned whatsits, and, FAIL.</p>
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